Thursday, 29 November 2018

Canadians stressing out about finances: report

Canadians stressing out about finances: report … In Vancouver the average individual owes $38,753 in non-mortgage debt, TransUnion found in a …

The post <b>Canadians</b> stressing out about finances: report appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadians-stressing-out-about-finances-report/

CIBC’s Canadian mortgage growth cools to slowest pace in 5 years

Canadian Imperial Bank of Commerce’s expectations of a cool-down in mortgage growth have come true, with home loans expanding at the slowest …

The post CIBC’s <b>Canadian mortgage</b> growth cools to slowest pace in 5 years appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cibcs-canadian-mortgage-growth-cools-to-slowest-pace-in-5-years/

Ratehub Inc. Acquires MoneySense

More than 700,000 Canadians turn to MoneySense each month to get … CanWise Financial’s experienced mortgage professionals guide Canadian …

The post Ratehub Inc. Acquires MoneySense appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/ratehub-inc-acquires-moneysense/

Vancouver’s condo vacancy rate falls to 0.3% in rental crunch

… cent last year, making it the tightest market among major Canadian cities, according to an annual survey from Canada Mortgage and Housing Corp.

The post Vancouver’s condo vacancy rate falls to 0.3% in rental crunch appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/vancouvers-condo-vacancy-rate-falls-to-0-3-in-rental-crunch/

CMHC earned $387 million profit in Q3 amid cooling conditions in housing market

TORONTO — Canada Mortgage and Housing Corp. saw its third-quarter profit drop 17 per cent compared with a year ago as the housing market …

The post CMHC earned $387 million profit in Q3 amid cooling conditions in housing market appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cmhc-earned-387-million-profit-in-q3-amid-cooling-conditions-in-housing-market/

TD, CIBC close out 2018 with big numbers on US growth

Canadian banks that have exposure to the U.S. have reaped the benefits this … Canadian Imperial Bank of Commerce and Toronto-Dominion Bank kept … as new mortgage regulations kicked in at the start of this year in Canada, …

The post TD, CIBC close out 2018 with big numbers on US growth appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/td-cibc-close-out-2018-with-big-numbers-on-us-growth/

Ellington Residential Mortgage REIT (NYSE:EARN) Sentiment Change Report

Ellington Residential Mortgage REIT, a real estate investment trust, … “Which Canadian Dividend Stocks Are the Best to Earn Retirement Income?

The post Ellington Residential <b>Mortgage</b> REIT (NYSE:EARN) Sentiment Change Report appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/ellington-residential-mortgage-reit-nyseearn-sentiment-change-report/

Shifting demographics key catalyst to changing pension plan design

Shifting demographics have always driven Canadian pension plan design, and the growth of the millennial generation as the largest portion of the …

The post Shifting demographics key catalyst to changing pension plan design appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/shifting-demographics-key-catalyst-to-changing-pension-plan-design/

CMHC continues to deliver for Canadians

OTTAWA, Nov. 29, 2018 /CNW/ – Canada Mortgage and Housing Corporation (CMHC) today released its third quarter financial report demonstrating …

The post CMHC continues to deliver for <b>Canadians</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cmhc-continues-to-deliver-for-canadians/

Why Investors Ought to Keep an Eye on Canadian Banks in 2019

… expectations are that Canadian banks may be significantly constrained in the years to come in terms of the ability to continue to grow mortgage …

The post Why Investors Ought to Keep an Eye on <b>Canadian</b> Banks in 2019 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/why-investors-ought-to-keep-an-eye-on-canadian-banks-in-2019/

RBC earnings hit a new high

The Royal Bank of Canada (RBC) posted a record net income of $12,431 million for the year ended Oct. 31, up $962 million or 8% from the previous …

The post RBC earnings hit a new high appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/rbc-earnings-hit-a-new-high/

Canada Mortgage Housing Jobs in Ottawa, ON

Search 30 Canada Mortgage Housing jobs now available in Ottawa, ON on Indeed.com, the world’s largest job site.

The post <b>Canada Mortgage</b> Housing Jobs in Ottawa, ON appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canada-mortgage-housing-jobs-in-ottawa-on/

Assumable Mortgage Calgary

New To Canada. Now qualified homebuyers who have immigrated or relocated to Canada can qualify for Genworth Canada default mortgage …

The post Assumable <b>Mortgage</b> Calgary appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/assumable-mortgage-calgary/

Wednesday, 28 November 2018

Fewer vacant rental units with higher average rent in Windsor and London

If you’re feeling squeezed on the rental market in southwestern Ontario, there are numbers to back up that feeling. The Canada Mortgage and Housing …

The post Fewer vacant rental units with higher average rent in Windsor and London appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/fewer-vacant-rental-units-with-higher-average-rent-in-windsor-and-london/

PEI Greens ask province to put population action plan on hold while it deals with housing crisis

The Canadian Mortgage Housing Corporation reported a vacancy rate on the Island of just 0.3 per cent, down from 1.2 per cent in 2017 Wednesday …

The post PEI Greens ask province to put population action plan on hold while it deals with housing crisis appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/pei-greens-ask-province-to-put-population-action-plan-on-hold-while-it-deals-with-housing-crisis/

Affordability Is The Most Important Factor For Canadian Homebuyers

According to CMHC’s 2018 Mortgage Consumer Survey, 23 per cent of Canadians say they’re currently renting because they cannot afford to buy a …

The post Affordability Is The Most Important Factor <b>For Canadian</b> Homebuyers appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/affordability-is-the-most-important-factor-for-canadian-homebuyers/

CMHC declares dividend of $1.175B payable to the Government of Canada

OTTAWA, Nov. 28, 2018 /CNW/ – The Board of Directors for Canada Mortgage and Housing Corporation (CMHC) has approved a dividend of $1.175 …

The post CMHC declares dividend of $1.175B payable to the Government of <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cmhc-declares-dividend-of-1-175b-payable-to-the-government-of-canada/

Here are the most expensive — and cheapest — cities to rent in Canada

That’s the main finding of the annual rental market survey by the Canada Mortgage Housing Corp. (CMHC). The demand from people looking to rent is …

The post Here are the most expensive — and cheapest — cities to rent in <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/here-are-the-most-expensive-and-cheapest-cities-to-rent-in-canada/

Canadian Vacancy Rates For Rentals Drop Below 10 Year Average

According to the Canada Mortgage and Housing Corporation’s 2018 Rental Market Report, Canadian vacancy rates have fallen below its 10-year …

The post <b>Canadian</b> Vacancy Rates For Rentals Drop Below 10 Year Average appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-vacancy-rates-for-rentals-drop-below-10-year-average/

Rental vacancy rate dips to 2.4% across Canada, CMHC says

Canada’s overall vacancy rate dropped for a second year in a row, … at a faster pace than supply, according to the Canada Mortgage Housing Corp.

The post Rental vacancy rate dips to 2.4% across <b>Canada</b>, CMHC says appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/rental-vacancy-rate-dips-to-2-4-across-canada-cmhc-says/

Laurentian Bank of Canada (LB) Analysts See $1.32 EPS

Analysts expect Laurentian Bank of Canada (TSE:LB) to report $1.32 EPS on December, 4.They anticipate $0.31 EPS change or 19.02 % from last …

The post Laurentian Bank of <b>Canada</b> (LB) Analysts See $1.32 EPS appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/laurentian-bank-of-canada-lb-analysts-see-1-32-eps/

Apartment vacancy rate on PEI approaches zero

… from the record lows of the previous year, according to a report published Wednesday morning by the Canada Mortgage and Housing Corporation.

The post Apartment vacancy rate on PEI approaches zero appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/apartment-vacancy-rate-on-pei-approaches-zero/

National vacancy rate down for second year

28, 2018 /CNW/ – Canada’s overall vacancy rate declined for the second year in a row to reach 2.4% (3.0% in 2017), according to Canada Mortgage …

The post National vacancy rate down for second year appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/national-vacancy-rate-down-for-second-year/

Tuesday, 27 November 2018

Many mortgage renewers can expect better rate in 2019, despite recent hikes: poll

This is set by government bond yields, rather than the Bank of Canada overnight rate, which affects variable rate mortgages. Bond yields have also …

The post Many <b>mortgage</b> renewers can expect better rate in 2019, despite recent hikes: poll appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/many-mortgage-renewers-can-expect-better-rate-in-2019-despite-recent-hikes-poll/

Batteries not included

I’m well versed in the ups and downs of Canada’s auto industry. I grew up in St. Clair … (Anyone care for a 19 per cent mortgage rate? Anyone?)

The post Batteries not included appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/batteries-not-included/

Ten Regina families get a new start as homeowners with support from Governments of Canada …

27, 2018 /CNW/ – The Government of Canada, the Government of Saskatchewan and …. SOURCE Canada Mortgage and Housing Corporation.

The post Ten Regina families get a new start as homeowners with support from Governments of <b>Canada</b> … appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/ten-regina-families-get-a-new-start-as-homeowners-with-support-from-governments-of-canada/

The Montreal Real Estate “Boom” Compared To Toronto and Vancouver

Montreal real estate is the hottest in Canada when it comes to price ….. mortgage debt held by regulated finacial instituitions, in Canadian dollars.

The post The Montreal Real Estate “Boom” Compared To Toronto and Vancouver appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/the-montreal-real-estate-boom-compared-to-toronto-and-vancouver/

Canadians are obsessed with housing affordability — so why isn’t Ottawa talking about it?

Other than reducing mortgage fraud in Vancouver and Toronto, it doesn’t … At the end of September, an RBC report declared that Canadian housing …

The post <b>Canadians</b> are obsessed with housing affordability — so why isn’t Ottawa talking about it? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadians-are-obsessed-with-housing-affordability-so-why-isnt-ottawa-talking-about-it/

Monday, 26 November 2018

Mortgage Agreement Template Canada

download loan agreements, promissory notes, guarantees and other mortgage forms for Canadian mortgage lenders. Many of these forms are …

The post <b>Mortgage</b> Agreement Template <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/mortgage-agreement-template-canada/

Housing Shortage, Immigrants’ Struggles Are Signs Canada Is Fumbling Its Population Boom

Population growth in Canada has accelerated in the past few years, thanks … to help Canada cope with an aging population and a labour shortage. … significantly this year amind higher mortgage rates and tough new lending rules.

The post Housing Shortage, Immigrants’ Struggles Are Signs <b>Canada</b> Is Fumbling Its Population Boom appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/housing-shortage-immigrants-struggles-are-signs-canada-is-fumbling-its-population-boom/

How Are Mortgage Renewers Preparing For Next Year’s Interest Hikes?

Lending website Ratehub.ca has surveyed over 2000 Canadian mortgage holders about their plans regarding the interest hike. Of the surveyed …

The post How Are <b>Mortgage</b> Renewers Preparing For Next Year’s Interest Hikes? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/how-are-mortgage-renewers-preparing-for-next-years-interest-hikes/

‘We’re at a crisis and we don’t even realize it’: The dark side of Toronto’s housing boom

Affordable housing is almost impossible to find as tighter mortgage rules … Canada took in a record 413,000 people from abroad in the year through …

The post ‘We’re at a crisis and we don’t even realize it’: The dark side of Toronto’s housing boom appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/were-at-a-crisis-and-we-dont-even-realize-it-the-dark-side-of-torontos-housing-boom/

The ‘drip-drip-drip’ toll of the oil calamity on Canada’s economy

The crunch in Canada’s oil market is taking a “drip-drip-drip” toll on the economy, with the threat of even deeper trouble. Already, oil patch producers …

The post The ‘drip-drip-drip’ toll of the oil calamity on <b>Canada’s</b> economy appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/the-drip-drip-drip-toll-of-the-oil-calamity-on-canadas-economy/

An $75000 TFSA looking for global dividends

If there’s one concern Anna Maria has with her portfolio it’s that all her holdings are Canadian. “Canadian stocks make up only about 3% of the total …

The post An $75000 TFSA looking for global dividends appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/an-75000-tfsa-looking-for-global-dividends/

Canadian Reverse Mortgage Debt Tops $3.07 Billion

Canadian seniors short on cash, but rich in property are drawing on home equity at an alarming rate. Bank filings with the Office of the Superintendent …

The post <b>Canadian</b> Reverse <b>Mortgage</b> Debt Tops $3.07 Billion appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-reverse-mortgage-debt-tops-3-07-billion/

Housing collapse in Canada unlikely: CPA Canada study

In contrast to the situation a decade ago in the U.S., the Canadian Mortgage and Housing Corporation, which insures Canadian mortgages in cases …

The post Housing collapse in <b>Canada</b> unlikely: CPA <b>Canada</b> study appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/housing-collapse-in-canada-unlikely-cpa-canada-study/

‘Low-hanging fruit already plucked’: Big banks face slowing economy heading into fiscal 2019

Canada’s big banks are about to close out another profitable year, but they are already facing expectations that they will lose some steam in 2019 and …

The post ‘Low-hanging fruit already plucked’: Big banks face slowing economy heading into fiscal 2019 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/low-hanging-fruit-already-plucked-big-banks-face-slowing-economy-heading-into-fiscal-2019/

Sunday, 25 November 2018

Bank Of Canada To Start Buying Mortgage Bonds As Canadian

Ten years ago this week, the Federal Reserve announced it would start buying agency MBS.

The post Bank Of <b>Canada</b> To Start Buying <b>Mortgage</b> Bonds As <b>Canadian</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-to-start-buying-mortgage-bonds-as-canadian/

Trudeau unveils Canada’s first National Housing Strategy

The Government of Canada recently launched the country’s first National Housing Strategy, which was referred to as a once-in-a-generation $40 …

The post Trudeau unveils <b>Canada’s</b> first National Housing Strategy appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/trudeau-unveils-canadas-first-national-housing-strategy/

Bank of Canada expands balance sheet list to mortgage backed bonds

NotRobot wrote: ↑ Nov 25th, 2018 8:40 pm Sigh … another post about impending doom. How does this bail out speculators??? The BOC would be.

The post Bank of <b>Canada</b> expands balance sheet list to <b>mortgage</b> backed bonds appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-expands-balance-sheet-list-to-mortgage-backed-bonds/

Housing innovators to watch out for

Through its multi-year affordability initiative, the CMHC has cited three prominent Canadian researchers in its Housing Research Awards program.

The post Housing innovators to watch out for appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/housing-innovators-to-watch-out-for/

Retail strength bodes well for the commercial sector

A more sluggish third-quarter performance did not stop Canada’s retail spaces from having an unexpected 0.2% gain in activity in September, defying …

The post Retail strength bodes well for the commercial sector appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/retail-strength-bodes-well-for-the-commercial-sector/

Commercial sector thrives amid dwindling vacancy rates

Toronto’s commercial real estate sector will remain ablaze in 2019. According to Morguard’s 2019 Canadian Economic Outlook and Market …

The post Commercial sector thrives amid dwindling vacancy rates appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/commercial-sector-thrives-amid-dwindling-vacancy-rates/

CMHC to invest $241m in housing sector innovations

Over the next decade, the Canada Mortgage and Housing Corporation will be investing $241 million in the development of new tools intended to …

The post CMHC to invest $241m in housing sector innovations appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cmhc-to-invest-241m-in-housing-sector-innovations/

Analysts offer mixed outlook on Big Six quarterly results

Residential mortgage growth in Canada slowed to just 3 per cent at the end of September. That marks the slowest pace in decades, according to …

The post Analysts offer mixed outlook on Big Six quarterly results appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/analysts-offer-mixed-outlook-on-big-six-quarterly-results/

Keeping up with the Joneses

A major Canadian credit company recently published a report stating that the average non-mortgage consumer debt load for Canadians is just shy of …

The post Keeping up with the Joneses appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/keeping-up-with-the-joneses/

Canada’s big banks to end strong financial year with a ‘whimper’

Canada’s housing market appears to now have adjusted to the regulations for uninsured mortgages that were implemented on Jan. 1. And in …

The post <b>Canada’s</b> big banks to end strong financial year with a ‘whimper’ appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadas-big-banks-to-end-strong-financial-year-with-a-whimper/

Banks end yr with whimper

Canada’s biggest banks are expected to close out a strong financial year that was … outlook was clouded by concerns surrounding domestic mortgage demand … Canadian loan growth remains strong, with solid commercial lending …

The post Banks end yr with whimper appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/banks-end-yr-with-whimper/

Saturday, 24 November 2018

Financial regulations continue to negatively impact national sales

The B-20 mortgage stress test and rising interest rates continue to impact Canadian real estate, says a new report from the Canadian Real Estate …

The post Financial regulations continue to negatively impact national sales appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/financial-regulations-continue-to-negatively-impact-national-sales/

With interest rates higher, stress tests should be abandoned

Even through high-ratio mortgages with an income-to-loan value of 450 percent may represent a small portion of all mortgages in Canada, if they all …

The post With interest rates higher, stress tests should be abandoned appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/with-interest-rates-higher-stress-tests-should-be-abandoned/

Canadian inflation ‘bit of a surprise’: Economists

“Upside surprises for the Canadian economy have been a bit of a rarity in … Interest rate increases pushed mortgage interest costs seven per cent …

The post <b>Canadian</b> inflation ‘bit of a surprise’: Economists appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-inflation-bit-of-a-surprise-economists/

Will it crash? Here’s what to expect from the Canadian housing market in 2019

And that will keep turning the screws on Canadians‘ budgets, with more money going toward mortgage and other debt payments and less left as …

The post Will it crash? Here’s what to expect from <b>the Canadian</b> housing market in 2019 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/will-it-crash-heres-what-to-expect-from-the-canadian-housing-market-in-2019/

Friday, 23 November 2018

Tories accuse Trudeau of bribing media with tax breaks

… Trudeau and this system he’s setting up will determine whether your mortgage gets paid. … It’s going to be spent on improving journalism in Canada.

The post Tories accuse Trudeau of bribing media with tax breaks appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/tories-accuse-trudeau-of-bribing-media-with-tax-breaks/

Bank of Canada expands balance sheet list to mortgage bonds

The Bank of Canada plans buy for the first time government-backed mortgage bonds in a bid to broaden the range of high-quality assets in its …

The post Bank of <b>Canada</b> expands balance sheet list to <b>mortgage</b> bonds appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-expands-balance-sheet-list-to-mortgage-bonds/

Apartment-style condo supply expected to ease with improving economic conditions

That’s the assessment of the latest Housing Market Outlook from Canada Mortgage and Housing Corp. The report, released earlier this month, …

The post Apartment-style condo supply expected to ease with improving economic conditions appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/apartment-style-condo-supply-expected-to-ease-with-improving-economic-conditions/

Annual inflation rises to 2.4 per cent thanks to higher costs for gas, airline tickets

… price increases of 12 per cent at the pump, 9.4 per cent for airline tickets and a seven per cent rise in mortgage interest costs, Statistics Canada said.

The post Annual inflation rises to 2.4 per cent thanks to higher costs for gas, airline tickets appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/annual-inflation-rises-to-2-4-per-cent-thanks-to-higher-costs-for-gas-airline-tickets/

Canadian inflation “bit of a surprise”

“Upside surprises for the Canadian economy have been a bit of a rarity in recent … Interest rate increases pushed mortgage interest costs 7% higher in …

The post <b>Canadian</b> inflation “bit of a surprise” appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-inflation-bit-of-a-surprise/

Canada’s annual inflation rises to 2.4 per cent in October

Prices rose in all major components in the 12 months to October, with the transportation and shelter indexes, due to higher mortgage costs contributing …

The post <b>Canada’s</b> annual inflation rises to 2.4 per cent in October appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadas-annual-inflation-rises-to-2-4-per-cent-in-october/

Canadian Housing Market Is Still Vulnerable, Bank of Canada Says

The Bank of Canada says the Canadian housing market is still highly vulnerable despite rising interest rates and tight mortgage rules. Just last week …

The post <b>Canadian</b> Housing Market Is Still Vulnerable, Bank of <b>Canada</b> Says appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-housing-market-is-still-vulnerable-bank-of-canada-says/

Expansion of Assets the Bank of Canada will Acquire for Balance Sheet Management Purposes

… to allocate a small portion of its balance sheet for acquiring federal government guaranteed securities by purchasing Canada Mortgage Bonds.

The post Expansion of Assets the Bank of <b>Canada</b> will Acquire for Balance Sheet Management Purposes appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/expansion-of-assets-the-bank-of-canada-will-acquire-for-balance-sheet-management-purposes/

How RBC is fitting debt payment into employees’ financial journeys

In helping employees save for their future, the Royal Bank of Canada … with post-homebuying costs (51%), according to the Canada Mortgage and …

The post How RBC is fitting debt payment into employees’ financial journeys appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/how-rbc-is-fitting-debt-payment-into-employees-financial-journeys/

What the Debt? What Should Canadians Do As Interest Rates Rise?

… with mortgage payments which will be on the rise, given the makeup of the vast majority of Canadian mortgages being reset after five years or less.

The post What the Debt? What Should <b>Canadians</b> Do As Interest Rates Rise? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/what-the-debt-what-should-canadians-do-as-interest-rates-rise/

Amid falling ownership rates, renting should be normalized

A September analysis of Statistics Canada data by Point2 Homes showed that Canadian home ownership fell for the first time in nearly 5 decades, …

The post Amid falling ownership rates, renting should be normalized appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/amid-falling-ownership-rates-renting-should-be-normalized/

Canada’s commercial market promises an even stronger 2019

By all current indications and trends, interest and investment volume in Canada’s commercial real estate market will enjoy a strong 2019, a new report …

The post <b>Canada’s</b> commercial market promises an even stronger 2019 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadas-commercial-market-promises-an-even-stronger-2019/

Thursday, 22 November 2018

The close: TSX finishes flat despite dip in marijuana, bank stocks

Canada’s main stock index closed flat Thursday despite a dip in shares of marijuana … Optimism in the energy sector also came from news that Canadian … market are still high despite rising interest rates and tighter mortgage rules.

The post The close: TSX finishes flat despite dip in marijuana, bank stocks appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/the-close-tsx-finishes-flat-despite-dip-in-marijuana-bank-stocks/

Court allows trial in case of insurer not following mortgagee’s instructions

The property was insured with Co-operators and the policy included a Standard Mortgage Clause. Westboro was the first mortgagee on the property …

The post Court allows trial in case of insurer not following mortgagee’s instructions appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/court-allows-trial-in-case-of-insurer-not-following-mortgagees-instructions/

At midday: Banks, marijuana stocks weigh on TSX

… market are still high despite rising interest rates and tighter mortgage rules. … Optimism in the energy sector also came from news that Canadian …

The post At midday: Banks, marijuana stocks weigh on TSX appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/at-midday-banks-marijuana-stocks-weigh-on-tsx/

Bank of Canada warns housing market is still vulnerable

Vulnerabilities in the Canadian housing market are still high despite rising interest rates and tighter mortgage rules, Bank of Canada Senior Deputy …

The post Bank of <b>Canada</b> warns housing market is still vulnerable appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-warns-housing-market-is-still-vulnerable/

Government of Canada Provides Housing Support for Almost 1 Million Canadian Families

The Honourable Jean-Yves Duclos, Minister of Families, Children and Social Development and the Minister Responsible for Canada Mortgage and …

The post Government of <b>Canada</b> Provides Housing Support for Almost 1 Million <b>Canadian</b> Families appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/government-of-canada-provides-housing-support-for-almost-1-million-canadian-families/

Housing Research Award Recipients Recognized for Shaping the Future of Housing in Canada

The three award recipients were announced during this week’s National Housing Conference, which is being hosted by Canada Mortgage and …

The post Housing Research Award Recipients Recognized for Shaping the Future of Housing in <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/housing-research-award-recipients-recognized-for-shaping-the-future-of-housing-in-canada/

Which neighbourhoods have seen large spikes in rent? The Star mapped 5 years of rental data in …

A conversation about housing has to start with numbers. Whether you’re a tenant struggling to find a home or a government crafting new policy during …

The post Which neighbourhoods have seen large spikes in rent? The Star mapped 5 years of rental data in … appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/which-neighbourhoods-have-seen-large-spikes-in-rent-the-star-mapped-5-years-of-rental-data-in/

BoC might rethink inflation-focused approach amid modern risks

The Bank of Canada’s long-standing policy of keeping inflation close to the 2% target might have been beneficial ever since its implementation in …

The post BoC might rethink inflation-focused approach amid modern risks appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/boc-might-rethink-inflation-focused-approach-amid-modern-risks/

Founders Advantage Releases Q3 2018 Results

DLC, the largest mortgage brokerage firm in Canada (by volume), realized solid funded mortgage volumes in Q3 showing funded mortgage growth of …

The post Founders Advantage Releases Q3 2018 Results appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/founders-advantage-releases-q3-2018-results/

Four things you might have missed in the federal government’s 2018 fall fiscal update

Of course, this is far from the first time that Canadian politicians have … a program in Quebec that provides mortgage loans to residents of Indigenous …

The post Four things you might have missed in the federal government’s 2018 fall fiscal update appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/four-things-you-might-have-missed-in-the-federal-governments-2018-fall-fiscal-update/

Bears Attack: Investors Are Betting Against These Stocks

Despite putting its mortgage issues behind it, the company is trading at … it might be because Sleep Country Canada Holdings (TSX:ZZZ) is jumping …

The post Bears Attack: Investors Are Betting Against These Stocks appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bears-attack-investors-are-betting-against-these-stocks/

Wednesday, 21 November 2018

Nominations open for 2019 Canadian Mortgage Awards

Nominations are now open for the 13th annual Canadian Mortgage Awards (CMAs), the longest-running independent awards event for the Canadian …

The post Nominations open for 2019 <b>Canadian Mortgage</b> Awards appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/nominations-open-for-2019-canadian-mortgage-awards/

Kelowna Chamber: Electoral Reform – Cannabis – Canadian Chamber Policy Sessions

Kelowna Chamber: Electoral Reform – Cannabis – Canadian Chamber …. Group – RE/MAX; and upgraded member Ric Lazare at Xeva Mortgage.

The post Kelowna Chamber: Electoral Reform – Cannabis – <b>Canadian</b> Chamber Policy Sessions appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/kelowna-chamber-electoral-reform-cannabis-canadian-chamber-policy-sessions/

COLUMN: Higher interest rates will slow BC economy after ‘unusually robust’ show

Of course, this assumes the Canadian economy continues to post modest growth going … Mortgages make up more than two-thirds of household debt.

The post COLUMN: Higher interest rates will slow BC economy after ‘unusually robust’ show appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/column-higher-interest-rates-will-slow-bc-economy-after-unusually-robust-show/

Higher interest rate target? Expanded mandate? Bank of Canada explores options

OTTAWA — The Bank of Canada is studying whether it should make … Mortgage risks fading thanks to higher rates, tougher rules: Bank of Canada.

The post Higher interest rate target? Expanded mandate? Bank of <b>Canada</b> explores options appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/higher-interest-rate-target-expanded-mandate-bank-of-canada-explores-options/

Canadian Western Bank partners with YWCA to empower girls across Canada

Canadian Western Bank partners with YWCA to empower girls across Canada … 20, 2018 /CNW/ – More girls across Canada can access critical programs, … Maxium Financial, CWB Franchise Finance and CWB Optimum Mortgage.

The post <b>Canadian</b> Western Bank partners with YWCA to empower girls across <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-western-bank-partners-with-ywca-to-empower-girls-across-canada/

Hamilton’s economy among Canada’s strongest: Report

Growth is also set to slow this year and next in the city’s services sector, as rising interest rates and the federal mortgage stress test will limit growth in …

The post Hamilton’s economy among <b>Canada’s</b> strongest: Report appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/hamiltons-economy-among-canadas-strongest-report/

Canadian Real Estate Prices Are Up Over 44% Over The Past 5 Years

Canadian real estate prices are slowing in growth, but they made a wild run over the … The 12 month price in change of a typical home across Canada. ….. to the Liberal foreign buyers tax and increases in the mortgage stress tests.

The post <b>Canadian</b> Real Estate Prices Are Up Over 44% Over The Past 5 Years appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-real-estate-prices-are-up-over-44-over-the-past-5-years/

Surprise! Vancouver millennials lead in home ownership

Toronto is second place, with 11.7 per cent of that home-owning age group living mortgage-free, according to Statistics Canada data compiled by …

The post Surprise! Vancouver millennials lead in home ownership appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/surprise-vancouver-millennials-lead-in-home-ownership/

Viewer discretion advised: Contains frightening scenes of Canadian household debt

Recent research from the Bank of Canada shows policy measures, notably new mortgage-qualification rules from the federal bank regulator that took …

The post Viewer discretion advised: Contains frightening scenes of <b>Canadian</b> household debt appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/viewer-discretion-advised-contains-frightening-scenes-of-canadian-household-debt/

Tuesday, 20 November 2018

Commercial Mortgage Down Payment Canada

(Reuters) – Canadian lender Home Capital Group Inc (HCG.TO) said on Tuesday it would sell a portfolio of commercial mortgage … on the first C …

The post Commercial <b>Mortgage</b> Down Payment <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/commercial-mortgage-down-payment-canada/

Solutions

Mortgage Solutions. Canada’s mortgage market has changed a lot in the past few years and will no doubt continue to change even more in the years …

The post Solutions appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/solutions/

Canada’s housing market gets off the hook—for now

Canada’s housing market gets off the hook—for now … A series of interest rate hikes and stricter mortgage regulations largely contributed in bringing …

The post <b>Canada’s</b> housing market gets off the hook—for now appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadas-housing-market-gets-off-the-hook-for-now/

Scheer ties sawmill troubles to Liberal tail

… the greater of two percentage points above the contractual mortgage rate or the five-year … “I can relate to the challenges that most Canadians face.

The post Scheer ties sawmill troubles to Liberal tail appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/scheer-ties-sawmill-troubles-to-liberal-tail/

Making Housing More Affordable for Middle-Class Families in Vancouver

Today, the Honourable Jean-Yves Duclos, Minister of Families, Children and Social Development and the Minister responsible for Canada Mortgage …

The post Making Housing More Affordable for Middle-Class Families in Vancouver appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/making-housing-more-affordable-for-middle-class-families-in-vancouver/

Monday, 19 November 2018

Fixed vs. Variable: Is the Five-Year Fixed-Rate Mortgage Now a No Brainer?

A barrel of Western Canadian Select oil now sells for (and this is not a … Note that Canadian mortgages typically come with generous prepayment …

The post Fixed vs. Variable: Is the Five-Year Fixed-Rate <b>Mortgage</b> Now a No Brainer? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/fixed-vs-variable-is-the-five-year-fixed-rate-mortgage-now-a-no-brainer/

The main reason Canadian homeowners refinance

The main reason that 15% of Canadian homeowners refinanced their homes was to consolidate debt. That’s according to the CMHC Mortgage …

The post The main reason <b>Canadian</b> homeowners refinance appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/the-main-reason-canadian-homeowners-refinance/

HSBC: Making Mortgages Easier

Few lenders in Canada are adapting better to online mortgage lending than HSBC. Thanks to league-leading rates and strong online marketing, the …

The post HSBC: Making <b>Mortgages</b> Easier appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/hsbc-making-mortgages-easier/

Account Manager, Canadian Mortgage Technology

New! WHY DO WE LOVE COMING TO WORK EVERY DAY?With over 10000 superstars across 48 different countries globally, it is hard no…See this …

The post Account Manager, <b>Canadian Mortgage</b> Technology appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/account-manager-canadian-mortgage-technology/

Sunday, 18 November 2018

PC rent control changes probably won’t mean more apartments in Hamilton, critics say

In late 2017, the Canada Mortgage and Housing Corp. (CMHC) said rents rose 5.5 per cent from 2016. Vacancy rates were 2.4 per cent compared to …

The post PC rent control changes probably won’t mean more apartments in Hamilton, critics say appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/pc-rent-control-changes-probably-wont-mean-more-apartments-in-hamilton-critics-say/

Ontario government promises auto rate review

For example, Heartland Farm Mutual CEO Louis Durocher told Canadian … Cooke, former CEO of The Dominion of Canada General Insurance Company. … life and health insurance, mortgage brokers, pension plan administrators, …

The post Ontario government promises auto rate review appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/ontario-government-promises-auto-rate-review/

Warning bells are sounding; more Canadian bankruptcies are expected

At the end of last year, Canadian households owed just over $2 trillion. Mortgages make up almost three-quarters of this debt,” he said. “While debt is …

The post Warning bells are sounding; more <b>Canadian</b> bankruptcies are expected appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/warning-bells-are-sounding-more-canadian-bankruptcies-are-expected/

Mortgage stress test rules may be pushing borrowers towards unregulated lenders

The Bank of Canada released data this week that shows stricter mortgage rules along with higher interest rates have helped slow the growth of risky …

The post <b>Mortgage</b> stress test rules may be pushing borrowers towards unregulated lenders appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/mortgage-stress-test-rules-may-be-pushing-borrowers-towards-unregulated-lenders/

Mortgage Assumption Canada

ContentsPrivate mortgage insurerLandlord loses $20City centre orillia hydroGrid control centreCEO of the Canada Mortgage and Housing …

The post <b>Mortgage</b> Assumption <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/mortgage-assumption-canada/

BoC publishes mortgage, home price reports as part of new service

The Bank of Canada has launched a new part of its website dedicated to promoting stability of the financial system. The Financial System Hub …

The post BoC publishes <b>mortgage</b>, home price reports as part of new service appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/boc-publishes-mortgage-home-price-reports-as-part-of-new-service/

Canadian home sales fall in October, according to CREA data

Canadian home sales fall in October, according to CREA data. Date Posted: November 16, 2018. According to the Canadian Real Estate Association, …

The post <b>Canadian</b> home sales fall in October, according to CREA data appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-home-sales-fall-in-october-according-to-crea-data/

Saturday, 17 November 2018

Instafund La Prima launches new women’s road team in Vancouver

La Prima title sponsor InstaFund, new to cycling sponsorship, is a Vancouver-based private mortgage investment firm. For more on Canada’s newest …

The post Instafund La Prima launches new women’s road team in Vancouver appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/instafund-la-prima-launches-new-womens-road-team-in-vancouver/

High rents, low vacancies add to London housing challenges

The recent numbers are also coupled with a vacancy rate that is at just 1.8 per cent, according to the latest available data by the Canada Mortgage …

The post High rents, low vacancies add to London housing challenges appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/high-rents-low-vacancies-add-to-london-housing-challenges/

New accessible seniors’ duplexes open in Carmacks

The project is a partnership between Canada Mortgage and Housing Corporation and Yukon Housing Corporation and cost $1.03 million, with …

The post New accessible seniors’ duplexes open in Carmacks appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/new-accessible-seniors-duplexes-open-in-carmacks/

Innovative Mixed Use Seniors Housing Project Complete with Assistance from Governments of …

16, 2018 /CNW/ – The Government of Canada and the Province of Saskatchewan, along with …. SOURCE Canada Mortgage and Housing Corporation.

The post Innovative Mixed Use Seniors Housing Project Complete with Assistance from Governments of … appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/innovative-mixed-use-seniors-housing-project-complete-with-assistance-from-governments-of/

Canadian Real Estate Sales Drop 3%, Vancouver Over 10x Worse

The unadjusted sales for all home types, as reported through the Canadian ….. So he pays 700$+ out of his pocket every month to cover mortgage …

The post <b>Canadian</b> Real Estate Sales Drop 3%, Vancouver Over 10x Worse appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-real-estate-sales-drop-3-vancouver-over-10x-worse/

TRENDING: Toronto Holiday Hot Spots, Kimye’s Fire Fight, 2026 Olympics

Things just got a little more complicated for Canadians holding a home … in their city’s housing market, one that Canada Mortgage and Housing Corp.

The post TRENDING: Toronto Holiday Hot Spots, Kimye’s Fire Fight, 2026 Olympics appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/trending-toronto-holiday-hot-spots-kimyes-fire-fight-2026-olympics/

Terra Firma Capital Corporation Reports Financial Results for the Third Quarter Ended September …

All amounts are stated in Canadian dollars. … Allowance of loan and mortgage investment loss for the quarter ended September 30, 2018 amounted …

The post Terra Firma Capital Corporation Reports Financial Results for the Third Quarter Ended September … appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/terra-firma-capital-corporation-reports-financial-results-for-the-third-quarter-ended-september/

From stagnation to slim gains: Canadian housing markets in 2019

“The Bank of Canada is expected to continue tightening, albeit gradually, residential mortgage credit growth has slowed to a 17-year low and, for the …

The post From stagnation to slim gains: <b>Canadian</b> housing markets in 2019 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/from-stagnation-to-slim-gains-canadian-housing-markets-in-2019/

Canada’s housing market shows increasing signs of soft landing

Young home buyers have never faced anything other than historically low mortgage rates and many will have to refinance over the next few years, …

The post <b>Canada’s</b> housing market shows increasing signs of soft landing appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadas-housing-market-shows-increasing-signs-of-soft-landing/

Get Ready For A Wave Of Household Bankruptcies, Canada

For the time being, Canadians are handling their debt well. Data from the Canadian Bankers Association shows mortgage delinquencies in Canada …

The post Get Ready For A Wave Of Household Bankruptcies, <b>Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/get-ready-for-a-wave-of-household-bankruptcies-canada/

Thursday, 15 November 2018

Home Price Index Down in October in All Component Markets Except Montreal

Mortgage industry events, interest rate announcements, Canadian housing market index price numbers and other housing information, Market Insights …

The post Home Price Index Down in October in All Component Markets Except Montreal appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/home-price-index-down-in-october-in-all-component-markets-except-montreal/

Mobile Home Mortgage Canada

How Canada Guaranty Can Help You Succeed. We’re proud to be a 100% Canadian-owned private mortgage insurer with a commitment to delivering …

The post Mobile Home <b>Mortgage Canada</b> appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/mobile-home-mortgage-canada/

bank of canada says new rules are improving new mortgage quality

Newly released data from the Bank of Canada shows new mortgage rules and higher interest rates – are improving the quality of new mortgages.

The post bank of <b>canada</b> says new rules are improving new <b>mortgage</b> quality appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-says-new-rules-are-improving-new-mortgage-quality/

increase Archives

On October 24th, the Bank of Canada made an announcement that will see the prime lending rate increase by .25%. With more increases predicted in …

The post increase Archives appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/increase-archives/

Wednesday, 14 November 2018

Tips to running a successful mortgage team

Adam Hawryluk, a broker with Dominion Lending Centres Canadian Mortgage Experts and head of The Adam Hawryluk Mortgage Team in Nanaimo, …

The post Tips to running a successful <b>mortgage</b> team appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/tips-to-running-a-successful-mortgage-team/

Street Capital Announces 2018 Third Quarter Results

Mortgages under administration were $27.64 billion, compared to $27.98 …… Street Capital Bank of Canada sources its mortgage products primarily …

The post Street Capital Announces 2018 Third Quarter Results appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/street-capital-announces-2018-third-quarter-results/

Canadians‘ Mortgages Less Risky Thanks To New Rules, Higher Rates: BoC

OTTAWA — The Bank of Canada provided a closer look Wednesday at just how much stricter mortgage rules and higher interest rates have helped …

The post <b>Canadians</b>‘ <b>Mortgages</b> Less Risky Thanks To New Rules, Higher Rates: BoC appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadians-mortgages-less-risky-thanks-to-new-rules-higher-rates-boc/

Bank of Canada survey finds fears of economic slump on the rise

The Bank of Canada’s key rate now stands at 1.75 per cent after five … The share of new mortgages deemed high-leverage – in which people are …

The post Bank of <b>Canada</b> survey finds fears of economic slump on the rise appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/bank-of-canada-survey-finds-fears-of-economic-slump-on-the-rise/

Real estate sales forecast slow across Okanagan

Taylor Pardy, a B.C. market analyst with Canadian Mortgage and Housing Corporation, said the Okanagan overall will see a slowdown in housing …

The post Real estate sales forecast slow across Okanagan appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/real-estate-sales-forecast-slow-across-okanagan/

Canadian housing least affordable in North America by this metric

Housing affordability is a big issue for many potential homebuyers in the United States but when it comes to how far a median income stretches it far …

The post <b>Canadian</b> housing least affordable in North America by this metric appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadian-housing-least-affordable-in-north-america-by-this-metric/

Cosman Mortgage Capital Corporation

Customized Financing Solutions. Mortgage lending is not one size fits all. Every situation is unique, and CMCC has the ability to customize our loan …

The post Cosman <b>Mortgage</b> Capital Corporation appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cosman-mortgage-capital-corporation/

Is the Bank of Canada Bullish on Pot?

The Bank of Canada expects that it will have to raise its policy rate to keep inflation near its 2% target, but our recent economic data imply otherwise.

The post Is the Bank of <b>Canada</b> Bullish on Pot? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/is-the-bank-of-canada-bullish-on-pot/

Tuesday, 13 November 2018

Learning from turbulence

Fast forward nine years and Hawryluk, a broker with Dominion Lending Centres Canadian Mortgage Experts and head of The Adam Hawryluk …

The post Learning from turbulence appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/learning-from-turbulence/

Timbercreek Financial Announces 2018 Third Quarter Results

The net mortgage investments continues to be well diversified across Canada’s largest provinces: Ontario (46.4%), British Columbia (21.9%), Alberta …

The post Timbercreek Financial Announces 2018 Third Quarter Results appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/timbercreek-financial-announces-2018-third-quarter-results/

In the news today, Nov. 13

The new report by the Canadian Mortgage and Housing Corporation will explore the trade-off between location affordability and commuting costs.

The post In the news today, Nov. 13 appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/in-the-news-today-nov-13/

Purchasing power will be the first casualty of possible rate increases

A chain of possible mortgage rate increases in the very near future might endanger Canadian would-be home buyers’ purchasing power – and …

The post Purchasing power will be the first casualty of possible rate increases appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/purchasing-power-will-be-the-first-casualty-of-possible-rate-increases/

Pot giant strengthens investment in large-scale retailer

Already one of the Canadian pot industry’s most significant players, Edmonton-based Aurora Cannabis Inc. has announced a $20-million investment …

The post Pot giant strengthens investment in large-scale retailer appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/pot-giant-strengthens-investment-in-large-scale-retailer/

Monday, 12 November 2018

Should You Buy Canadian Imperial Bank of Commerce (TSX:CM) Stock Right Now?

Should You Buy Canadian Imperial Bank of Commerce (TSX:CM) Stock … CIBC’s mortgage portfolio is large, but it can ride out a rough patch, so the …

The post Should You Buy <b>Canadian</b> Imperial Bank of Commerce (TSX:CM) Stock Right Now? appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/should-you-buy-canadian-imperial-bank-of-commerce-tsxcm-stock-right-now/

Real Estate Match-Making Platform Mortgage Sandbox Opens for Beta Testing in Vancouver

12, 2018 /CNW/ – Mortgage Sandbox, a Canadian Real Estate Match-Making Platform, announced the launch of beta testing in the Vancouver market …

The post Real Estate Match-Making Platform <b>Mortgage</b> Sandbox Opens for Beta Testing in Vancouver appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/real-estate-match-making-platform-mortgage-sandbox-opens-for-beta-testing-in-vancouver/

Housing jitters subside in Canada amid rising optimism on prices

Canada’s housing markets got off to a shaky start in 2018 as new mortgage qualification rules and rising interest rates depressed sales activity across …

The post Housing jitters subside in <b>Canada</b> amid rising optimism on prices appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/housing-jitters-subside-in-canada-amid-rising-optimism-on-prices/

Real Canadian Mortgage Credit Growth Is Pointing To An Early 80s Style Meltdown

Canadian mortgage credit growth is falling, but how bad is it in real terms? People are comparing today’s low growth numbers to the mid-1990s.

The post Real <b>Canadian Mortgage</b> Credit Growth Is Pointing To An Early 80s Style Meltdown appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/real-canadian-mortgage-credit-growth-is-pointing-to-an-early-80s-style-meltdown/

How the mini and maxi oil shocks could hit Canada’s economy, interest rates and loonie

Where Canadian prices are concerned, it’s nothing if not maxi. …. in the wake of new mortgage-qualification rules, known as B-20 regulations, brought …

The post How the mini and maxi oil shocks could hit <b>Canada’s</b> economy, interest rates and loonie appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/how-the-mini-and-maxi-oil-shocks-could-hit-canadas-economy-interest-rates-and-loonie/

MCAN Mortgage announces net income of $11 million for 3Q

MCAN predicts a mixed outlook for the Canadian real estate market until the end of the year. “Canadian residential real estate markets continue to …

The post MCAN <b>Mortgage</b> announces net income of $11 million for 3Q appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/mcan-mortgage-announces-net-income-of-11-million-for-3q/

Canadians can expect an 11% decrease in buying power

The Canada Mortgage and Housing Corporation (CMHC) recently projected higher mortgage rates, which could add nearly a fifth to the cost of …

The post <b>Canadians</b> can expect an 11% decrease in buying power appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/canadians-can-expect-an-11-decrease-in-buying-power/

CIBC Mortgage Documents

CIBC Mortgage Documents. To access documents, please click on applicable … Regular Canada Post: PO Box 115, Commerce Court Postal Station

The post CIBC <b>Mortgage</b> Documents appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/cibc-mortgage-documents/

Sunday, 11 November 2018

Lightspeed prepares for initial public offering

By contrast, the last notable Canadian tech IPO, by online mortgage services firm Real Matters Inc. in 2017 has not gone well for investors, while …

The post Lightspeed prepares for initial public offering appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/lightspeed-prepares-for-initial-public-offering/

Loblaw’s 20% plunge, TD’s lending rule change and high-octane dividend stocks in tough times …

Got a home-equity line of credit (HELOC)? Want to get a new mortgage? Lenders are about to make your life harder, Robert McLister writes. Canada’s …

The post Loblaw’s 20% plunge, TD’s lending rule change and high-octane dividend stocks in tough times … appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/loblaws-20-plunge-tds-lending-rule-change-and-high-octane-dividend-stocks-in-tough-times/

Costs turning single-family homeownership dreams into nightmares

The single-family home has always been the dream home for Canadians, but a … brought on by increasingly stringent mortgage stress test regulations, rising … “With 9.1 million Canadian millennials now entering the partnership, …

The post Costs turning single-family homeownership dreams into nightmares appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/costs-turning-single-family-homeownership-dreams-into-nightmares/

Saturday, 10 November 2018

TFSA Investors: 3 Oversold TSX Index Giants to Own for Decades

… have to sell their properties, but TD’s mortgage portfolio can ride out a rough patch. … This serves as a nice hedge against tough times in Canada, and the bottom line can … Canadian Natural Resources (TSX:CNQ)(NYSE:CNQ).

The post TFSA Investors: 3 Oversold TSX Index Giants to Own for Decades appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/tfsa-investors-3-oversold-tsx-index-giants-to-own-for-decades/

It’s Time to Ride Canadian Imperial Bank of Commerce (TSX:CM) Stock to $125 or Higher

The Canadian business media is keen to point out that CIBC’s residential mortgages and home equity lines of credit (HELOCs) represent 60% of its …

The post It’s Time to Ride <b>Canadian</b> Imperial Bank of Commerce (TSX:CM) Stock to $125 or Higher appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/its-time-to-ride-canadian-imperial-bank-of-commerce-tsxcm-stock-to-125-or-higher/

Packed house in Napanee for Bossio’s housing workshop

On hand to present on Canada’s first National Housing Strategy was affordable housing consultant Vivian Chih from the Canada Mortgage and …

The post Packed house in Napanee for Bossio’s housing workshop appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/packed-house-in-napanee-for-bossios-housing-workshop/

TD, Canada’s HELOC juggernaut, tightens rules around lines of credit

TD, Canada’s top lender through home equity lines of credit (HELOC), is now systematically applying a more stringent approach for mortgage …

The post TD, <b>Canada’s</b> HELOC juggernaut, tightens rules around lines of credit appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/td-canadas-heloc-juggernaut-tightens-rules-around-lines-of-credit/

Despite rising incomes, Ottawa-Gatineau housing affordability erodes slightly in Q3: report

The mortgage payment on a representative home in Ottawa-Gatineau as a … That was the highest increase in any Canadian market surveyed in the …

The post Despite rising incomes, Ottawa-Gatineau housing affordability erodes slightly in Q3: report appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/despite-rising-incomes-ottawa-gatineau-housing-affordability-erodes-slightly-in-q3-report/

Friday, 9 November 2018

Application Form

Online Mortgage Application Form Ontario & Toronto Mortgage Application Form. A quick and easy way to submit your mortgage application to different lenders. … Latest Media Mention. canadian debt levels …

The post Application Form appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/application-form/

4 in 10 Canadian workers find their debts “overwhelming”

A large proportion of Canadian workers are living in the shadow of debts that they say are overwhelming. Four in 10 respondents to a new survey by …

The post 4 in 10 <b>Canadian</b> workers find their debts “overwhelming” appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/4-in-10-canadian-workers-find-their-debts-overwhelming/

Burn the Mortgage Fundraising Campaign Kick Off

“Burn the Mortgage” Fundraising Campaign Kick Off. As a member of the JCA, you are cordially invited to a “Sip and Support” Cocktail on November …

The post Burn the <b>Mortgage</b> Fundraising Campaign Kick Off appeared first on Consumer-Mortgage.



source http://consumer-mortgage.com/burn-the-mortgage-fundraising-campaign-kick-off/