Because the U.S. market doesn’t have a big exposure to commodity stocks, it tends to deliver higher returns than the Canadian market. … aiming for a $400,000 apartment with an +$80,000 down payment (at least 20% of your home’s purchase price), you’ll save money by not getting mortgage insurance.
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source http://consumer-mortgage.com/why-you-should-forget-about-beating-the-market/
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